Terms of use

The Liquidity Platform is an MVP built for the SBER HACK hackathon and is not a financial institution. Deals on the platform are for demonstration.

Participants

Legal entities may register: borrowers from Russia and international lenders. Applications and offers can be published only after KYC approval.

Applications and offers

Applications and lender offers are published after an automatic check. If a rule fires (a company's first application, a large amount, a rate far from the market), an operator reviews them first. A lender may report an application, and the operator may unpublish it. The borrower may accept or decline any offer.

Fee

Registration and publishing are free. The platform fee of 3% of the amount is included in the offer's total fee and charged only on a closed deal.

Liability

Loan terms are agreed by the parties directly and recorded in the contract they upload to the deal room.